为优化营商环境，营造和谐、高效、稳定的劳动关系，维护企业与劳动者的合法权益，增强合规治理，浙江利群律师事务所联合台州锦鹏记账代理有限公司、大童保险销售服务有限公司台州营业部于7月29日下午在利群学术报告厅开展了《企业用工风险与防范》专题讲座，并提供一对一法律咨询服务，助力台州企业降本增效，打造企业和员工和谐共处的命运共同体。

利群所高级合伙人李昌华律师、张文中律师

台州锦鹏记账代理有限公司负责人蔡扬军

大童保险销售服务有限公司台州营业部负责人丁黎

中国大地财产保险股份有限公司黄岩支公司负责人柯红笛

在讲座中，利群所蒋晓红律师以“司法实务中用工合同的区分及风险防范”为主题，介绍了企业用工模式的种类，通过以案释法的方式讲解了劳动与劳务关系的利弊、区分标准以及风险防范，并提醒各企业在用工管理过程中要遵守《劳动法》、《劳动合同法》等相关法律规定，规范公司制度及相关劳动制度，构建和谐稳定的劳动关系。

接着，大童保险销售服务有限公司台州营业部负责人丁黎以“不能单买工伤了怎么办”作为本次讲座主线，通过典型案例，深入剖析了企业家遇员工工伤事故，企业所承担的赔偿责任。帮助企业家区分商保险种，充分了解险种的特性，进而正确认识商业保险。

讲座结束后，利群所高级合伙人李昌华律师、张文中律师，以及蒋晓红律师、李亚芬律师、杨良青律师分别开设咨询室为企业负责人们提供一对一的法律咨询服务。

现阶段，由于不能单独缴纳工伤险，如缴纳有工伤保险的，必须同时为职工办理养老保险的问题成为了人员密集型企业的困惑。利群律师们就企业负责人提出的“雇主责任险细节事项、如何通过合规渠道降低用工成本等问题给予耐心解答，并提出指导性建议。

最后，希望企业在面对单独工伤保险向商业保险调整的过程中，必须意识到政策的大环境方向。在用雇主责任险替代工伤险而不大幅增加社保成本的前提下，是当前的经济方法，但仍需有意识的将提升员工参保率作为将来的一项规划。

本次活动的顺利举办，切实地解答了企业负责人在用工过程中遇到的困惑，提高了大家用法律法规维护企业合法权益的能力。下一步，利群所将以此活动为契机，继续常态化开展形式多样的企业法治宣传活动，进一步优化营商环境。

In order to optimize the business environment, create a harmonious, efficient, and stable labor relationship, safeguard the legitimate rights and interests of enterprises and workers, and enhance compliance governance, Zhejiang Liqun Law Firm, in collaboration with Taizhou Jinpeng Accounting Agency Co., Ltd. and Datong Insurance Sales Service Co., Ltd. Taizhou Business Department, held a special lecture on "Enterprise Employment Risk and Prevention" on the afternoon of July 29th at Liqun Academic Lecture Hall, and provided one-on-one legal consulting services, Assist Taizhou enterprises in reducing costs and increasing efficiency, and create a community of shared future where enterprises and employees coexist harmoniously.

Lawyer Li Changhua and Lawyer Zhang Wenzhong, Senior Partners of Liqun Institute

Cai Yangjun, Principal of Taizhou Jinpeng Accounting Agency Co., Ltd

Ding Li, Head of Taizhou Business Department of Datong Insurance Sales Service Co., Ltd

Ke Hongdi, Principal of Huangyan Branch of China Dadi Property Insurance Co., Ltd

In the lecture, Lawyer Jiang Xiaohong from Liqun Institute introduced the types of employment models in enterprises with the theme of "Differentiation and Risk Prevention of Employment Contracts in Judicial Practice". Through case interpretation, he explained the advantages and disadvantages, differentiation standards, and risk prevention of labor and labor relations, and reminded enterprises to comply with relevant legal provisions such as the Labor Law and the Labor Contract Law in the employment management process, Standardize company systems and related labor systems, and build harmonious and stable labor relations.

Subsequently, Ding Li, the head of the Taizhou Business Department of Datong Insurance Sales and Service Co., Ltd., took "What to do if you can't buy work-related injuries alone" as the main theme of this lecture. Through typical cases, he deeply analyzed the compensation liability that entrepreneurs bear when encountering employee work-related accidents. Help entrepreneurs distinguish between commercial insurance types, fully understand the characteristics of insurance types, and then have a correct understanding of commercial insurance.

After the lecture, senior partners of Liqun Institute, Lawyers Li Changhua and Zhang Wenzhong, as well as Lawyers Jiang Xiaohong, Li Yafen, and Yang Liangqing, respectively opened consulting rooms to provide one-on-one legal consulting services for business leaders.

At present, due to the inability to pay work-related injury insurance separately, the issue of having to simultaneously provide pension insurance for employees who have paid work-related injury insurance has become a puzzle for personnel intensive enterprises. Liqun lawyers patiently answered the questions raised by business leaders regarding details of employer liability insurance and how to reduce employment costs through compliance channels, and provided guidance suggestions.

Finally, it is hoped that enterprises must be aware of the overall environmental direction of policies in the process of adjusting individual work-related injury insurance to commercial insurance. Replacing work-related injury insurance with employer liability insurance without significantly increasing social security costs is the current economic approach, but it is still necessary to consciously consider increasing employee participation rates as a future plan.

The smooth holding of this event effectively solved the confusion faced by the company's leaders during the employment process, and improved everyone's ability to safeguard the legitimate rights and interests of the enterprise through laws and regulations. Next, Liqun Institute will take this event as an opportunity to continue to carry out various forms of corporate legal publicity activities on a regular basis, and further optimize the business environment.